Earn Money
Ways to earn on Swaplo
Daily wheel for repeat visits, plus referrals when friends complete real repaid borrows.
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Wheel rules
- Paid spin costs $1 from Available. One free spin/day if Available ≥ $10.
- Board mixes FREE spins, Swaplo Points, fee/deposit bonuses, Pass, and rare cash up to $250.
- 1 SP = $0.10 Pending credit. Points & bonuses can hit before cash unlock.
- Cash unlocks after $5 paid spins; bigger cash / jackpot need more play. Wins Pending 7 days.
Referrals
Earn Money
Invite a friend. When they repay a $200+ borrow, you earn $12 and they earn $5.
You earn
$12
Friend earns
$5
After repay
$200+
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Referral rules
How referral rewards unlock
1. Share your link
Each account has a unique invite URL (and Telegram start link). Only new signups can be attributed.
2. Friend tops up
Your invitee must credit at least $50 via their own LTC top-up before rewards can pay.
3. Qualifying borrow
They complete a repaid borrow of $200 or more. Funding alone does not count — repayment must be confirmed.
4. Rewards
You receive $12. They receive $5. Both credit to Pending first.
5. 14-day Pending lock
Rewards stay in Pending for 14 days, then unlock to Available. Only Available can be cashed out.
6. Monthly cap
Referrers can earn at most 3 referral payouts per calendar month (UTC).
7. Anti-abuse
Self-invites are blocked. The referrer cannot be the lender on the qualifying deal. Banned accounts are ineligible. One reward set per invited user.